© 2011 Farmin Rothrock & Parrott
© 2011 Farmin, Rothrock & Parrott, Inc
Get an Home
Insurance Quote Now
Three Ways to get your insurance quotation:
Use our Online Rater to compare quotes from
several of our companies. If you want to proceed
with coverage, you have the option to request us
to contact you.
Advantage: Compare several companies at once
Use the Online Rater of one of our Preferred
Companies, Safeco, to get your quote. You have
the option of buying the policy instantly with a
credit card if you want to.
Advantage: Instant coverage, even on a weekend
Contact us using a simple online form or just by
using the telephone. We will get all the
information we need and run all the quotes for
you.
Advantage: Less time spent at the computer
Home Insurance
Their home is the most expensive asset most people ever own,
so it makes sense that insuring it properly should be a priority.
Although there are many options to customize a Home Insurance
policy, the basics are really pretty straight forward.
The home should be insured to its full Replacement Cost Value. If
it is destroyed by fire, you want to make sure the amount of
coverage will pay a contractor to rebuild the home at current
prices. We can help you estimate what that amount is by using
Replacement Cost Estimators provided by several of our
companies.
Contents coverage on a standard policy is automatically offered
at 70% to 75% of the amount you carry on the home itself. In
many cases this is adequate, but if you need more, most
companies allow you to increase the limits.
Home Owner’s Liability is also part of the policy. If someone slips
on your icy sidewalk or your dog happens to bite someone, this is
where your protection comes from. The limits available may range
from $50,000 to $1 Million. Make sure you choose limits that are
adequate to protect the assets you have accumulated. You may
even need to look for extra protection from an inexpensive
Umbrella policy.
Two of the most common, standard exclusions in a Home
Insurance policy are Earthquake and Flood. Some policies will
allow us to add Earthquake to your policy, and if you need Flood
insurance we can write that as a separate policy.
Finally, there are lots of options to customize the policy to your
needs. Maybe you have a home business, or a substantial
amount of jewelry. Be sure to point these special needs out to
your agent so you can be properly insured.
© 2011 Farmin, Rothrock & Parrott, Inc
Get an Home
Insurance Quote Now
Three Ways to get your insurance quotation:
Use our Online Rater to compare quotes from
several of our companies. If you want to proceed
with coverage, you have the option to request us
to contact you.
Advantage: Compare several companies at once
Use the Online Rater of one of our Preferred
Companies, Safeco, to get your quote. You have
the option of buying the policy instantly with a
credit card if you want to.
Advantage: Instant coverage, even on a weekend
Contact us using a simple online form or just by
using the telephone. We will get all the
information we need and run all the quotes for
you.
Advantage: Less time spent at the computer
Home Insurance
Their home is the most expensive asset most people ever own,
so it makes sense that insuring it properly should be a priority.
Although there are many options to customize a Home Insurance
policy, the basics are really pretty straight forward.
The home should be insured to its full Replacement Cost Value. If
it is destroyed by fire, you want to make sure the amount of
coverage will pay a contractor to rebuild the home at current
prices. We can help you estimate what that amount is by using
Replacement Cost Estimators provided by several of our
companies.
Contents coverage on a standard policy is automatically offered
at 70% to 75% of the amount you carry on the home itself. In
many cases this is adequate, but if you need more, most
companies allow you to increase the limits.
Home Owner’s Liability is also part of the policy. If someone slips
on your icy sidewalk or your dog happens to bite someone, this is
where your protection comes from. The limits available may range
from $50,000 to $1 Million. Make sure you choose limits that are
adequate to protect the assets you have accumulated. You may
even need to look for extra protection from an inexpensive
Umbrella policy.
Two of the most common, standard exclusions in a Home
Insurance policy are Earthquake and Flood. Some policies will
allow us to add Earthquake to your policy, and if you need Flood
insurance we can write that as a separate policy.
Finally, there are lots of options to customize the policy to your
needs. Maybe you have a home business, or a substantial
amount of jewelry. Be sure to point these special needs out to
your agent so you can be properly insured.