© 2011 Farmin Rothrock & Parrott Auto Insurance Auto insurance is often the first insurance product that consumers encounter. It is made up of several parts that protect you and the vehicle itself. Liability is the part that protects you from claims of injury or property damage that you may be responsible for. The State mandates certain minimum limits, but you will want to consider higher limits to protect the assets you have. Uninsured and Underinsured Motorist coverage protects you and the people in your car in the event you suffer injury in an accident caused by another motorist who carries either no insurance or else limits lower than yours. Comprehensive and Collision coverage provides protection for damage to your vehicle whether it is caused by you or someone who hits you but has no insurance. In a claim, you have to pay the first part of the damage which is called the deductible. A larger deductible results in a lower premium, so you will want to carry the largest deductible you are comfortable with. There are many reasonably priced options that you may want to consider depending on your particular situation. The two most common are: • Emergency Road Service can pay for towing if you break down or even someone to open your door if you lose your key. • Rental Car Reimbursement provides a certain amount to help pay for a rental car if your car has a covered loss and is in the body shop for a few days. And there are many others, depending on which company you insure with. Be sure to look them over and ask us if you have any questions about them. © 2011 Farmin, Rothrock & Parrott, Inc Get an Auto Insurance Quote Now Three Ways to get your insurance quotation: Use our Online Rater to compare quotes from several of our companies. If you want to proceed with coverage, you have the option to request us to contact you. Advantage: Compare several companies at once Use the Online Rater of one of our Preferred Companies, Safeco, to get your quote. You have the option of buying the policy instantly with a credit card if you want to. Advantage: Instant coverage, even on a weekend Contact us using a simple online form or just by using the telephone. We will get all the information we need and run all the quotes for you. Advantage: Less time spent at the computer