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Business Property Insurance
Whether you are a one-person business in a rented office or
restaurant chain with buildings scattered across several states,
the loss of your property to fire, theft or other causes could
devastate your business. Properly structured Business Property
Insurance can protect you from that disaster.
While Contents and Buildings are the most obvious assets that a
business would want to protect, there are other critical
components of a Business Property policy that you should be
reviewing with a Business Insurance expert. Farmin Rothrock &
Parrott has been assisting Inland Empire businesses protect
their assets since 1922 and we have the experience you need.
One of the critical components of a policy is Business Income
protection. Let’s say your restaurant suffers a fire loss and you
are fortunate to have proper coverage on your building and
contents. But the repairs are going to take two months and now
you have no income to cover your payroll, bank loans and
certainly no net profit for you. If you have properly structured
Business Income coverage, that income will be replaced by the
policy.
What about damage from something not quite so obvious as a
fire or windstorm? Let’s say your computer network is breached
and customer data including sensitive personal data is stolen.
Are you required by Privacy Laws to notify all of your customers?
How much will that cost? Special coverages available in
Business Property policies can help with that cost.
Each business has unique Property exposures and Farmin
Rothrock & Parrott can help you identify and cover those
property before the loss occurs. Contact us today for either a
review of your current coverage or to help you plan the coverage
for your new business.
Request a Quote for
Business Property
Insurance
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Service, Call Us
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(509) 323-3232
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Monday - Friday