© 2011 Farmin Rothrock & Parrott
Companies We Feature...
© 2011 Farmin, Rothrock & Parrott, Inc
Business Auto Insurance
Most businesses use autos or trucks in some way as a part of
their daily operations. Just as with your own personal vehicle,
there is an obvious need to at least satisfy state requirements for
liability insurance and protect the vehicle itself against damage.
Commercial use of a vehicle, however, presents some unique
risks that you should be reviewing with an expert. At Farmin
Rothrock & Parrott, we have been providing that kind of
expertise to Inland Empire businesses since 1922.
Some businesses are surprised to learn that even if they don’t
own a single vehicle, they still need the coverage that a
Business Auto Policy (BAP) provides. If their employee uses his
own car to go pick up the mail and happens to hit a pedestrian in
the process, can the business be held liable? In some cases the
answer is yes and the only way the business has protection is
through a special coverage called Non Owned Auto liability.
What about the delivery truck driver who hits a glass display
case at a customer’s store while unloading goods with a hand
truck? Is that covered by a Business Auto Policy? What about
the small ATV that employees use to move around a company’s
plant? Does it need to be covered under a BAP or is it already
covered under the General Liability policy?
The point is that every business poses unique exposures when it
comes to the use of autos and trucks. It is important that your
activities to be examined by an insurance expert to help you
identify where you might have vulnerability. So whether you are
starting a new business or have been operating successfully for
years, contact us today. We represent a variety of excellent
companies and can match you with the one that will provide the
coverage you need at the lowest possible premium.
Request a Quote for
Business Auto
Insurance
For Even Faster
Service, Call Us
Right Now!
(509) 323-3232
8:00AM - 4:30PM
Monday - Friday
Companies We Feature...
Business Auto Insurance
Most businesses use autos or trucks in some way as a part of
their daily operations. Just as with your own personal vehicle,
there is an obvious need to at least satisfy state requirements for
liability insurance and protect the vehicle itself against damage.
Commercial use of a vehicle, however, presents some unique
risks that you should be reviewing with an expert. At Farmin
Rothrock & Parrott, we have been providing that kind of
expertise to Inland Empire businesses since 1922.
Some businesses are surprised to learn that even if they don’t
own a single vehicle, they still need the coverage that a
Business Auto Policy (BAP) provides. If their employee uses his
own car to go pick up the mail and happens to hit a pedestrian in
the process, can the business be held liable? In some cases the
answer is yes and the only way the business has protection is
through a special coverage called Non Owned Auto liability.
What about the delivery truck driver who hits a glass display
case at a customer’s store while unloading goods with a hand
truck? Is that covered by a Business Auto Policy? What about
the small ATV that employees use to move around a company’s
plant? Does it need to be covered under a BAP or is it already
covered under the General Liability policy?
The point is that every business poses unique exposures when it
comes to the use of autos and trucks. It is important that your
activities to be examined by an insurance expert to help you
identify where you might have vulnerability. So whether you are
starting a new business or have been operating successfully for
years, contact us today. We represent a variety of excellent
companies and can match you with the one that will provide the
coverage you need at the lowest possible premium.
Request a Quote for
Business Auto
Insurance
For Even Faster
Service, Call Us
Right Now!
(509) 323-3232
8:00AM - 4:30PM
Monday - Friday